Complete Business Protection with a Business Owners Policy (BOP)

Business Owners Policy (BOP) in California, Texas & Nevada | Noyce Insurance

Protect your small business with a Business Owners Policy (BOP) in California, Texas, and Nevada. Get coverage for property, liability, and business interruption. Request a free quote today.

Simplified Insurance for Small Business Owners

Running a business comes with risks, but a Business Owners Policy (BOP) helps simplify your insurance needs. This policy bundles property, liability, and business interruption coverage into one convenient and cost-effective package. At Noyce Insurance, we provide customized BOP policies designed to protect your business assets while keeping costs manageable.

General Liability Coverage

Protects your business from lawsuits related to customer injuries, property damage, and advertising claims.

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Commercial Property Insurance

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Covers buildings, office equipment, inventory, and assets in case of fire, theft, or vandalism.

Business Interruption Insurance

Reimburses lost income and operating expenses if your business is forced to close due to a covered event.

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Equipment Breakdown Coverage

Pays for repair or replacement costs of essential business equipment damaged by power surges or mechanical failure.

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Data Breach & Cyber Liability

Helps cover the costs of data theft, cyberattacks, and security breaches that compromise customer information.

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Frequently Asked Questions About  Business Owners Policies (BOP)

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  • Who needs a Business Owners Policy (BOP)?

    Small and mid-sized businesses that own property, interact with customers, or operate in physical locations should consider a BOP. Retail stores, restaurants, offices, and service-based businesses often benefit the most.

  • What is the difference between a BOP and general liability insurance?

    A BOP includes general liability coverage, but it also provides property insurance and business interruption coverage, making it a more comprehensive option for small businesses.

  • Can I customize my Business Owners Policy?

    Yes, BOPs can be customized with add-ons like cyber liability, professional liability, and commercial auto insurance to meet your specific needs.

  • Does a BOP cover employee injuries?

    No, a BOP does not include workers' compensation insurance. A separate policy is required to cover employee injuries and medical expenses.

  • How do I get a Business Owners Policy quote?

    You can request a free quote online, call our office, or speak with an agent. We work with top insurance providers to secure the best BOP coverage at competitive rates.

  • How do I get a commercial auto insurance quote?

    You can request a quote online, call our office, or speak with an agent. We compare policies from multiple carriers to find you the best commercial auto coverage at the best price.

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Protect Your Business with the Right Insurance Plan

A Business Owners Policy (BOP) simplifies your insurance coverage by combining key protections into one policy. Whether you're a startup, a growing business, or an established company, having the right coverage can save you time and money. Let Noyce Insurance help you find the best BOP for your business needs. Request a free quote today and protect what you’ve built.