Comprehensive Property & Liability Insurance for Your Business

Property & Liability Insurance in California, Texas & Nevada | Noyce Insurance

Protect your business with property and liability insurance in California, Texas, and Nevada. Coverage for lawsuits, property damage, and financial losses. Request a free quote today.

Essential Protection for Your Business Assets and Financial Security

Owning a business comes with risks, from property damage to legal claims. Property and liability insurance protects your company from costly financial losses due to unexpected events like fires, theft, or customer injuries. At Noyce Insurance, we help businesses secure customized coverage to safeguard their assets, reputation, and future.

General Liability Insurance

Covers legal expenses if your business is sued for bodily injury, property damage, or advertising claims.

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Commercial Property Insurance

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Protects buildings, equipment, and inventory from damage caused by fire, vandalism, theft, and natural disasters.

Product Liability Coverage

Covers claims related to defective products that cause injury or harm to customers.

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Business Personal Property (BPP) Insurance

Insures office furniture, computers, and other essential business equipment.

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Premises Liability Protection

Covers medical expenses and legal fees if a customer or visitor is injured on your business property.

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Frequently Asked Questions About Property & Liability Insurance

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  • Does my business need property & liability insurance?

    If your business owns property, has employees, or interacts with customers, property and liability insurance is essential to protect against financial losses.

  • What’s the difference between general liability and property insurance?

    General liability insurance covers legal claims, such as injuries or lawsuits, while property insurance protects physical assets like buildings, inventory, and equipment.

  • How much property insurance do I need?

    Your coverage should be enough to replace your business property if it’s damaged or destroyed. We can help determine the right amount based on your assets and risks.

  • What types of businesses need liability insurance?

    Every business—retail stores, offices, contractors, restaurants, and manufacturers—benefits from liability coverage to protect against lawsuits and financial risks.

  • How do I get a Business Owners Policy quote?

    You can request a free quote online, call our office, or speak with an agent. We compare multiple providers to find the best coverage at competitive rates.

  • Does property insurance cover natural disasters?

    Standard policies cover fire, wind, and theft, but flood and earthquake coverage may require separate policies. We can help add specialized coverage if needed.

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Protect Your Business with the Right Coverage

Unexpected events can threaten your business, but property and liability insurance ensures you're prepared. From lawsuits to property damage, the right coverage keeps your business secure and operational. At Noyce Insurance, we offer tailored policies to meet your needs and budget. Request a free quote today and safeguard your business assets.