Extra Protection with a Company Liability Umbrella Policy

Company Liability Umbrella Insurance in California, Texas & Nevada | Noyce Insurance

Extend your business liability coverage with a company liability umbrella policy in California, Texas, and Nevada. Get higher limits for added protection. Request a free quote today.

Safeguard Your Business with Extra Liability Coverage

Standard business liability policies have coverage limits, but a company liability umbrella policy provides an additional layer of financial protection. If your business faces a lawsuit or a major liability claim that exceeds your general liability limits, umbrella insurance helps cover the remaining costs. At Noyce Insurance, we help businesses secure affordable umbrella policies that provide peace of mind in high-risk situations.

Excess Liability Protection

Adds extra coverage beyond your existing business liability policies.

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Lawsuit & Legal Fees

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Helps cover legal expenses, settlements, and judgments that exceed standard policy limits.

Employee Injury Claims

Provides additional coverage for workplace injury lawsuits beyond workers’ compensation limits.

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Property Damage Liability

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Covers excess costs related to damage caused by your business operations.

High-Risk Industry Protection

Essential for businesses in industries with higher liability risks, such as construction and healthcare.

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Frequently Asked Questions About Company Liability Umbrella Policies

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  • What businesses need a company liability umbrella policy?

    Any business that faces potential lawsuits, customer interactions, or high liability risks can benefit from an umbrella policy. This includes contractors, healthcare providers, retail businesses, and professional service firms.

  • How does an umbrella policy work?

    If a liability claim exceeds the limits of your general liability, commercial auto, or employer’s liability insurance, your umbrella policy pays the remaining costs up to its coverage limit.

  • How much umbrella insurance coverage do I need?

    Coverage depends on your business size, industry risks, and existing liability limits. Many businesses start with $1 million in extra coverage, but higher limits may be needed based on risk exposure.

  • Does an umbrella policy cover professional liability claims?

    No, professional liability (E&O) claims are not covered under an umbrella policy. You will need a separate E&O insurance policy for errors and omissions protection.

  • Can I add umbrella coverage to my existing policies?

    Yes, umbrella policies are designed to extend the coverage of your general liability, commercial auto, and workers’ compensation policies. We can help you integrate it with your current plan.

  • How do I get a company liability umbrella policy quote?

    You can request a free quote online, call our office, or speak with an agent. We compare policies from multiple carriers to find you the best umbrella coverage at competitive rates.

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Extend Your Business Protection Today

Lawsuits and liability claims can exceed standard policy limits, putting your business at financial risk. A company liability umbrella policy provides the extra security your business needs to handle unexpected legal costs. At Noyce Insurance, we help businesses find affordable, high-limit coverage tailored to their industry. Request a free quote today and strengthen your liability protection.