Protect Your Home with Reliable Homeowners Insurance

Affordable Homeowners Insurance in California, Texas & Nevada | Noyce Insurance

Get comprehensive homeowners insurance in California, Texas, and Nevada. Protect your home and assets with the right coverage. Request a free quote today.

Comprehensive Protection for Your Home and Peace of Mind

Your home is one of your biggest investments, and having the right insurance ensures it stays protected. Homeowners insurance provides financial security against unexpected damage, theft, and liability. At Noyce Insurance, we help you find the best coverage for your home, so you can focus on what matters most—feeling safe and secure.

Dwelling Protection

Covers damage to the structure of your home caused by fire, windstorms, hail, and more.

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Personal Property Coverage

Protects belongings such as furniture, electronics, and valuables in case of theft or disaster.

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Liability Coverage

Provides financial protection if someone is injured on your property or if you accidentally damage someone else’s property.

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Additional Living Expenses

Pays for temporary housing and expenses if your home becomes uninhabitable due to a covered loss.

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Extended Coverage Options

Includes flood, earthquake, and high-value item coverage for additional protection.

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Frequently Asked Questions About Homeowners Insurance

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  • Is homeowners insurance required by law?

    Homeowners insurance is not legally required, but most mortgage lenders require it to protect their investment. Having a policy ensures financial protection against unexpected damage or liability claims.



  • What types of damage does homeowners insurance cover?

    Standard policies typically cover fire, wind, hail, theft, vandalism, and certain water damage. Additional coverage may be required for floods or earthquakes, depending on your location.



  • How much homeowners insurance do I need?

    Your coverage should be enough to rebuild your home in case of total loss. Our agents can help determine the right amount based on your home's value, location, and risks.


  • Does homeowners insurance cover personal belongings?

    Yes, most policies include personal property coverage for items inside your home, such as furniture, clothing, and electronics. High-value items may require additional coverage.


  • Can I bundle homeowners and auto insurance for a discount?

    Yes, bundling home and auto insurance can help you save money while simplifying your coverage. We offer competitive bundle discounts to maximize your savings.


  • How do I get a homeowners insurance quote?

    Getting a quote is easy. Contact us online, call our office, or speak with an agent. We compare policies from multiple carriers to find the best coverage for your home and budget.


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Get the Right Home Insurance for Your Needs

Your home deserves the best protection, and Noyce Insurance is here to help. Whether you’re a first-time homeowner or looking to update your coverage, we’ll find a policy that fits your lifestyle and budget. Protect your home today with a personalized homeowners insurance plan. Request a free quote and safeguard what matters most.