Protect Your Business with Professional Liability (E&O) Insurance

Professional Liability (E&O) Insurance in California, Texas & Nevada | Noyce Insurance

Shield your business from claims of errors, negligence, or malpractice with professional liability insurance in California, Texas, and Nevada. Request a free quote today.

Coverage for Errors, Omissions, and Client Lawsuits

Even the most skilled professionals can make mistakes—or be accused of them. Professional Liability Insurance, also known as Errors & Omissions (E&O) Insurance, protects your business from claims of negligence, misrepresentation, or failure to deliver professional services. At Noyce Insurance, we provide customized coverage to safeguard your reputation and financial stability.

Legal Defense Costs

Covers attorney fees, court expenses, and settlement costs if a client sues for professional errors.

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Negligence Claims

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Protects against allegations of mistakes, misrepresentation, or failure to deliver services as promised.

Work Errors & Omissions

Covers financial losses caused by oversight, missed deadlines, or incorrect advice.

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Industry-Specific Coverage

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Tailored policies for consultants, accountants, real estate agents, healthcare providers, and other professionals.

Client Lawsuits

Covers claims even if they are baseless or fraudulent, ensuring your business remains protected.

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Frequently Asked Questions About Professional Liability Insurance

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  • Who needs professional liability (E&O) insurance?

    Any business that provides professional services or advice, including consultants, real estate agents, financial advisors, healthcare providers, and contractors, should have E&O coverage.

  • What’s the difference between professional liability and general liability insurance?

    General liability covers bodily injuries and property damage, while professional liability protects against financial losses due to errors, negligence, or service failures.

  • Does E&O insurance cover breach of contract?

    E&O policies may cover breach of contract claims, depending on the terms. We can help find a policy that meets your industry’s unique risks.

  • How much professional liability insurance do I need?

    Coverage limits depend on business size, industry regulations, and client requirements. Many contracts require at least $1 million in coverage.

  • Will my policy cover past work?

    E&O policies can include retroactive coverage, meaning claims related to past work may be covered if the policy was active during that time.

  • How do I get a professional liability insurance quote?

    You can request a free quote online, call our office, or speak with an agent. We compare policies from multiple carriers to find the best protection at competitive rates.

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Protect Your Reputation and Business Today

A single lawsuit can threaten your business and reputation. Professional liability insurance ensures that you’re covered against claims of errors, omissions, and negligence—so you can focus on your work with confidence. Let Noyce Insurance help you find the right E&O coverage for your industry. Request a free quote today.