Protect Your Employees with Workers’ Compensation Insurance

Workers' Compensation Insurance in California, Texas & Nevada | Noyce Insurance

Ensure financial protection for your employees with workers’ compensation insurance in California, Texas, and Nevada. Covers medical bills, lost wages, and liability. Request a free quote today.

Coverage That Supports Your Business and Employees

Employees are the backbone of any business, and protecting them with workers’ compensation insurance ensures that they receive financial support if they are injured on the job. Most states require businesses to carry workers’ comp to cover medical expenses, lost wages, and rehabilitation costs. At Noyce Insurance, we help businesses secure affordable, state-compliant policies to keep employees safe and operations running smoothly.

Medical Expenses

Pays for doctor visits, hospital stays, surgeries, and rehabilitation costs related to workplace injuries.

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Lost Wages

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Provides partial wage replacement while an employee recovers from a work-related injury or illness.

Disability Benefits

Offers compensation for employees who suffer temporary or permanent disabilities due to workplace incidents.

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Legal Liability Coverage

Helps cover legal costs if an employee sues the business over a workplace injury.

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Death & Funeral Benefits

Provides financial assistance to the families of employees who suffer fatal workplace accidents.

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Frequently Asked Questions About Workers’ Compensation Insurance

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  • Is workers' compensation insurance required by law?

    Yes, most states, including California, Texas, and Nevada, require businesses with employees to carry workers' compensation insurance. Failing to comply can result in fines and legal penalties.

  • What types of businesses need workers' compensation insurance?

    Any business with employees—whether full-time, part-time, or seasonal—should have workers' comp coverage. Certain industries, like construction, healthcare, and manufacturing, have higher requirements due to workplace risks.

  • What happens if an employee gets injured at work?

    If an employee is injured, workers' compensation covers their medical treatment, rehabilitation, and lost wages while they recover. Employers must report workplace injuries promptly to their insurance provider.

  • Does workers' compensation cover all workplace injuries?

    Most injuries and illnesses that occur during work hours are covered. However, claims may be denied if injuries result from intoxication, intentional self-harm, or policy violations.

  • How much does workers' compensation insurance cost?

    Costs vary depending on the industry, payroll size, claims history, and state regulations. We help businesses find the best rates by comparing multiple providers.

  • How do I get a workers' compensation insurance quote?

    You can request a free quote online, call our office, or speak with an agent. We’ll help you find a state-compliant, cost-effective policy tailored to your business needs.

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Protect Your Business and Employees Today

Workplace injuries can happen unexpectedly, but the right workers' compensation insurance ensures that your employees are protected and your business stays compliant with state laws. At Noyce Insurance, we make it easy to find affordable coverage that meets legal requirements. Request a free quote today and keep your workforce secure.